Get paid 26 days faster.
No chargebacks. Ever.
Add a Pay Now button to every WhatsApp invoice. Customers tap, enter card or pay direct from their bank, done in 30 seconds. Money in 2 working days — or same day, if you want it.
Day 28 still chasing. Or day 2 paid.
Same job, two outcomes — depending on whether your customer can tap a Pay button or has to remember to do a bank transfer.
The invoice exists. Getting paid is a different conversation.
Wedge
💳 Pay £495 by Card or Pay by BankWedge
✅ £482.42 received from Dave SmithMoney in your account before you've packed the van.
No chargebacks. Ever.
Card customers can dispute a job up to 120 days after you finish it — and Stripe can't help if it's a quality dispute. Pay by Bank can't be reversed. Once your customer authorises the transfer from their banking app, the money's yours. For high-ticket jobs over £1,000, this is the safer way to get paid.
- Authorised by your customer's own bank under Open Banking.
- No card details, no expired-card failures, no fraud disputes.
- Lower processing fee — and that saving lands in your account, not ours.
Customers using Pay by Bank are still protected by their bank's normal fraud rules — but standard card-style chargebacks for work disputes don't apply. We're stating a real difference, not legal advice.
Wedge
Invoice from Wedge: £495 to Smith TilingWedge
💳 Pay by card · 🏦 Pay direct from bankWedge
✅ £485.89 receivedOr get the money same-day.
Stripe Instant Payouts hit your account within 30 minutes for an extra 1% fee — turn it on per invoice or always-on. TaskDrop's fastest is 2 working days.
UK only.
See exactly what you'd receive
Type any invoice amount. Toggle Card or Pay by Bank. Flip on instant payouts to see the same-day cost.
See the math
Type any invoice amount. Toggle the payment method to compare.
Bank-transfer invoices remain free — we only charge when the customer pays by card or Open Banking.
What Stripe will ask for
You've already given us most of this. You'll just confirm.
The 5 things Stripe needs
- Legal name + DOB
- Business address
- Sort code + account number
- Last 4 of NI number
- Photo ID (only if revenue > £100k/year)
Your Stripe form (preview)
The math, side by side
On a £495 invoice — by card you receive £482.42; by bank you receive £485.89.
Wedge earns £4.95 either way (1%, capped at £50). Stripe charges less when your customer pays by bank — and that saving lands in your account, not ours.
How Wedge Pay stacks up
| Feature | Wedge | QuickBooks | SumUp | TaskDrop |
|---|---|---|---|---|
| Average days to payment | 1–2 days | 30+ days | Same day (in-person) · 1–2 days (link) | 2–3 days |
| Fee per £100 invoice (card) | £1 + Stripe processor | Subscription + processor | £1.69 (1.69% per transaction) | £1 + Stripe processor |
| Fee per £100 invoice (bank) | £1 + Stripe processor | Free (manual) | Not supported | £1 + Stripe processor |
| Time to set up | ≈ 5 minutes | 30+ minutes | Order reader, wait for delivery | ≈ 5 minutes |
| Monthly subscription | £0 | From £14 | £0 (one-time £39–£79 hardware) | £0 |
| Channel | App / web | Card reader / app | ||
| Card chargeback exposure | Yes (cards) · No (Pay by Bank) | Yes | Yes | Yes |
Want a deeper comparison? vs QuickBooks · vs SumUp · vs TaskDrop
Honest answers
Stripe handles the risk
Chargebacks and disputes are Stripe's problem, not yours. We never see card details and we never carry the dispute liability.
No subscription, no minimums
£0 → £0. £4,000 → £40. £10k → £50. Nothing else. We don't earn unless you do, and big jobs never pay more than £50.
Same Stripe everyone uses
Amazon, Deliveroo, Uber, and ASOS all run on Stripe. Your customers know the brand and trust the checkout.
Frequently asked
Why 1%?
It keeps the lights on. We don't charge subscriptions, set-up fees, or card-on-file fees — only the 1% (capped at £50 per invoice) when you actually get paid. Big-job invoices never get punished.
What does Stripe ask for during setup?
Legal name, date of birth, business address, sort code and account number, the last four digits of your NI number, and (only if you turn over more than £100k a year) a photo ID. Five fields, takes about five minutes.
Do I have to use Wedge Pay?
No. You can keep accepting bank transfers and cash — those invoices are completely free. Wedge Pay is opt-in per invoice, and you can deactivate it any time.
What does the customer see?
A WhatsApp message from you with a Pay button. They tap, choose card or Pay by Bank, and authorise the payment. No app to install, no account to create.
How fast does the money arrive?
Two working days by default. Switch on Instant Payouts for an extra 1% and the money lands in your account within 30 minutes.
Can I deactivate Wedge Pay later?
Yes — from settings, any time. Existing invoices stay valid; new ones go out without the Pay Now button until you switch it back on.
What is Pay by Bank and how is it different from a bank transfer?
Pay by Bank uses Open Banking. Your customer authorises the transfer inside their banking app — same security, no copy-pasting sort codes. The money lands in your account directly, processing fees are about half what cards cost, and there are no card-style chargebacks.
What counts as a chargeback, and why doesn't Pay by Bank have them?
A chargeback is when a customer's card issuer pulls back a payment after it's already cleared — usually claiming the work was faulty or unauthorised. The card networks let them do this for up to 120 days. Pay by Bank is a customer-authorised bank transfer, so once it's authorised it can't be reversed in the same way. Customers are still protected by their bank's normal fraud rules.
Wedge Pay is the bit I wish every UK tradesperson already had: a tap-to-pay button on every WhatsApp invoice, no app for their customers, money in their account before they've packed up the van. We charge 1% capped at £50 per invoice, only when you're paid — no subscription, no setup fee, nothing if a customer never pays. That's it.
— Naman, founder of Wedge
Start with Wedge free.
Activate Pay when you're ready.
Sign up in under five minutes. No card required. Turn on Wedge Pay when you want a Pay button on every WhatsApp invoice.